Frequently Asked Questions

Simply click a question to view the answer.

Are there any additional fees?

This bond does not require a membership fee.

This bond does not require a service fee.

Do you offer any discounts?

A 10% prepaid discount is available for multiple year terms. The discount is applied after the first year.

To purchase, you only need to provide your name, address, effective date, and desired limit:

    • $50,000 concealed carry defense bond costs $100
    • $100,000 concealed carry defense bond costs $175
    • $250,000 concealed carry defense bond costs $250
Does coverage apply outside state of residence?

Although you purchase your coverage in your state of residence (Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Wisconsin), coverage applies anywhere the principal is legally able to carry or possess a weapon within the United States and its territories.

Who provides the attorney?

The principal is responsible for selecting or changing an attorney.

The bond reimburses any and all reasonable criminal legal fees, expenses, and court costs up to our bond limit following trial or appeal if the principal is acquitted from a criminal prosecution associated with a legally possessed weapon they used in self-defense.

Civil suits are not covered by this bond.

Are criminal cases covered by homeowner's, renter's, or umbrella policies?

Criminal cases are not covered by…

  • Homeowner’s policy
  • Renter’s policy
  • Umbrella policy

Civil suits may be covered by the homeowner, renter or umbrella policy.

You should check with your insurance carrier to verify coverage for civil suits.

Is our bond excess and how does the 'other insurance' clause work?

No, our bond is not excess coverage.

It is primary coverage, but has an ‘other insurance’ clause.

If two policies or bonds happen to be in place to cover concealed carry criminal defense expense reimbursement and both have ‘Other Insurance’ clauses, then our bond would co-insure those legal fees, expenses, and cost costs subject to the bond limit.

If our principal has a permit, is acquitted from a criminal prosecution associated with a legally possessed weapon they used in self-defense, we will reimburse any and all reasonable legal fees, expenses, and court costs up to our bond limit following trial or appeal.

Our bond is not liability coverage.

Are stun guns or tasers covered?

Yes. Our bond covers any weapon (guns, knives, baton, billy club, taser, stun gun) as long as it was legally possessed at the time of the incident and our principal is acquitted of criminal charges.

Are expert witnesses covered?

Yes, if acquittal or charges dismissed.

Does CCW Bond include defense "in the limits" or "outside the limits"?

Our bond only provides for defense reimbursement if acquitted or charges dismissed, up to the amount of the bond penalty.

Areas Served

Areas Served - IL-IA-IN-KS-KY-MI-MN-MO-OH-WI

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Contact


Kevin Morency
Morency & Associates, Inc.
1194 Long Hollow Pike
Gallatin, TN 37066

615-451-4887     (Phone)
877-244-9090     (Toll-Free)
630-240-4299     (Mobile)
615-452-6580     (Fax)
Kevin Morency     (Email)

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Click here for online payment.

Feel free to call or email Kevin if you have any questions.